CONCEPT MAP / HOW IT CONNECTS

The curriculum as a dependency map.

Every topic sits below what it builds on — foundations at the top, advanced ideas further down — and is coloured by your own mastery. It reveals the shape of the subject: what unlocks what, and where you are in it. Computed from your local record.

Payments foundations

What a payment actually isNot starteda starting point
Money, accounts, and ledgersNot startedbuilds on: What a payment actually is
The parties in a paymentNot startedbuilds on: What a payment actually is
The payment lifecycleNot startedbuilds on: The parties in a payment
Instruments, rails, and schemesNot startedbuilds on: The payment lifecycle
Clearing versus settlementNot startedbuilds on: The payment lifecycle
Correspondent banking, nostro & vostroNot startedbuilds on: Clearing versus settlement
Charges and foreign exchangeNot startedbuilds on: Correspondent banking, nostro & vostro
Open banking, PSD2, and payment APIsNot startedbuilds on: Instruments, rails, and schemes
Cross-border payment networks beyond correspondent bankingNot startedbuilds on: Correspondent banking, nostro & vostro

Clearing & settlement

Clearing and settlement mechanismsNot startedbuilds on: Clearing versus settlement
RTGS versus deferred net settlementNot startedbuilds on: Clearing and settlement mechanisms
Intraday liquidity and queuesNot startedbuilds on: RTGS versus deferred net settlement
Payment market infrastructuresNot startedbuilds on: RTGS versus deferred net settlement
Settlement risk, finality, and CLSNot startedbuilds on: RTGS versus deferred net settlement
National and regional payment systemsNot startedbuilds on: Payment market infrastructures

SWIFT & MT

The SWIFT network and BICsNot startedbuilds on: The payment lifecycle
MT message structureNot startedbuilds on: The SWIFT network and BICs
MT103: the customer credit transferNot startedbuilds on: MT message structure, Correspondent banking, nostro & vostro
MT101: the request for transferNot startedbuilds on: MT103: the customer credit transfer
MT202 and MT202 COVNot startedbuilds on: MT103: the customer credit transfer
MT9xx: confirmations and statementsNot startedbuilds on: MT103: the customer credit transfer
Serial versus cover routingNot startedbuilds on: MT103: the customer credit transfer, MT202 and MT202 COV
The annual Standards Release (MSR)Not startedbuilds on: MT message structure
SWIFT gpi and payment trackingNot startedbuilds on: The SWIFT network and BICs
SWIFT connectivity, messaging services, and the CSPNot startedbuilds on: The SWIFT network and BICs
SWIFTRef and reference data directoriesNot startedbuilds on: The SWIFT network and BICs
The Swift services portfolio and platformNot startedbuilds on: SWIFT gpi and payment tracking

ISO 20022 & CBPR+

Why ISO 20022 existsNot startedbuilds on: MT message structure
The ISO 20022 message modelNot startedbuilds on: Why ISO 20022 exists
The pain family: payment initiationNot startedbuilds on: The ISO 20022 message model
The pacs family: interbank messagesNot startedbuilds on: The ISO 20022 message model, Clearing versus settlement
The camt family: cash management & investigationsNot startedbuilds on: The pacs family: interbank messages
CBPR+: ISO 20022 for cross-border paymentsNot startedbuilds on: The pacs family: interbank messages, Serial versus cover routing
MT-to-MX translation and truncationNot startedbuilds on: CBPR+: ISO 20022 for cross-border payments, MT103: the customer credit transfer
The ISO 20022 migration timelineNot startedbuilds on: CBPR+: ISO 20022 for cross-border payments
How a payment declares what it isNot startedbuilds on: The pacs family: interbank messages

SEPA & instant payments

SEPA: one euro payments areaNot startedbuilds on: Instruments, rails, and schemes
The SCT lifecycleNot startedbuilds on: SEPA: one euro payments area, Clearing versus settlement
SCT Inst: instant paymentsNot startedbuilds on: The SCT lifecycle
R-transactions: reject, return, recallNot startedbuilds on: The SCT lifecycle
SEPA timelines and reachabilityNot startedbuilds on: The SCT lifecycle
Verification of PayeeNot startedbuilds on: SCT Inst: instant payments
SDD Core: payments that pullNot startedbuilds on: SEPA: one euro payments area, Clearing versus settlement
SDD refunds: money with a return pathNot startedbuilds on: SDD Core: payments that pull, R-transactions: reject, return, recall

Operations & architecture